Price fluctuations, sudden sales, or other price reductions are no problem, thanks to Low Price Protection. When you use the credit card you registered for Low Price Protection, you are entitled to receive a refund equal to the price difference--up to $250--if a product is reduced in price in the same store where it was purchased within 60 days after purchase.

For example, if you purchase new golf clubs with your credit card at the local sporting goods store, and they go on sale two weeks later, Credit Radar will reimburse you for the difference (if the retailer won't). Or, perhaps you bought a new camcorder for $450 and a few weeks later it's marked down to $275. Thanks to your Low Price Protection benefit, you'll still save $175.

Coverage only includes purchases made after your coverage term began and with the credit card you registered for Low Price Protection. There is a maximum of 3 claims on any one type of item and a $1,000 limit per member per year for all Low Price Protection claims.